Fees

Q: WHAT ARE YOUR FEES? DO YOU ACCEPT CREDIT CARDS? DO YOU ACCEPT MY INSURANCE? IS THERE A LOWER-COST OPTION FOR OBTAINING COUNSELING?

 
A: Those with insurance will pay a copay, co-insurance, deductible, or some combination of these. To find out your actual out of pocket fee, call your insurance and request your benefits for mental health services.
 
The fee when you self-pay is $150 for a 45-minutes therapeutic hour. Longer sessions are available at a prorated fee.
 
A federal 'No Suprise Act' for self-pay clients took effect 1/1/2022. It spells out your rights to not get surprise bills and to get a Good Faith Estimate and Fee Disclousure.  Click here to learn more.
 
There are also administrative fees for late cancellation, "no shows," checks returned for insufficient funds, reports, court appearances, medical records release, lengthy phone consultation etc. 
 
Current clients may use my urgent call line. There is no fee for the first 15 minutes of an urgent call. If we go beyond 15 minutes, there is a prorated fee based on my standard fee beginning at the 1st minute of the call. So for example, if an urgent caller ended a call at 15 minutes there would be no charge. However, if the urgent caller stayed on the call for a total of 17 minutes, the charge would be $56.67.
 
JLI does accept all major credit cards, except American Express. Cash and checks are also accepted. Make checks payable to "Joyful Life Institute, Inc." Returned check fees are $35.00.
 

A sliding fee scale is available for those experiencing financial difficulties. An Early Pay Discount is also available when you pre-pay for the month's sessions (i.e., prepay for 4 or 5 sessions). Ask about this when you schedule your first appointment.

 

There may be other fees. You will be informed prior to service delivery. Fees are subject to change without advance notice.

 

 

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